Terms & Conditions

Terms of use – Website

By accessing and using www.trustfuneralplans.co.uk , the Trust Funeral Plans website (our site) you agree to be bound by these Terms of use, our Privacy policy (together the “Terms”) which together govern such access and use.

Please read the Terms carefully before you start to use our site. If you do not agree to the Terms, you must not use our site.

If you breach the Terms your right to access and use our site will cease immediately.

Information about us

www.trustfuneralplans.co.uk is a site operated by Funeral Plans Limited. We are a public limited company, registered in England under company number 12750852 and have our registered office at 5300 Lakeside, Cheadle Royal Business Park, Cheadle, SK8 3GP.

Changes to these terms

We may revise these Terms of use at any time by amending this page.

Please check this page from time to time to take notice of any changes we have made, as they are binding on you.

Changes to our site

We may update our site from time to time, and may change the content at any time. However, please note that any of the content on our site may be out of date at any given time, and we are under no obligation to update it.

We do not guarantee that our site, or any content on it, will be free from errors or omissions.

Accessing our site

We do not guarantee that our site, or any content on it, will always be available or be uninterrupted. Access to our site is permitted on a temporary basis. We may suspend, withdraw, discontinue or change all or any part of our site without notice. We will not be liable to you, if for any reason, our site is unavailable at any time or for any period.

You are responsible for making all arrangements necessary for you to have access to our site.

You are also responsible for ensuring that all persons who access our site through your internet connection are aware of the Terms, and that they comply with them.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our site, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You may print off one copy, and may download extracts, of any page(s) from our site for your personal use and you may draw the attention of others within your organisation to content posted on our site.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

Our status (and that of any identified contributors) as the authors of content on our site must always be acknowledged.

You must not use any part of the content on our site for commercial purposes without obtaining a license to do so from us or our licensors.

If you print off, copy or download any part of our site in breach of these Terms of Use, your right to use our site will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

The Trust Funeral Plans name and logo are UK registered trademarks of Funeral Plans Limited. You may not make use of these trademarks without our prior written consent.

No reliance on information

The content on our site is provided for general information only. Although we make reasonable efforts to update the information on our site, we make no representations, warranties or guarantees, whether express or implied that the content on our site is accurate, complete or up-to-date.

Limitation of our liability

Nothing in the Terms excludes or limits our liability for death or personal injury arising from our negligence, or our fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited by English law.

To the extent permitted by law, we exclude all conditions, warranties, representations or other terms which may apply to our site or any content on it, whether express or implied.

We will not be liable to any user for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with: use of, or inability to use, our site; or use of or reliance on any content displayed on our site.

We will not be liable for any loss or damage caused by a virus, distributed denial-of-service attack, or other technologically harmful material that may infect your computer equipment, computer programs, data or other proprietary material due to your use of our site or to your downloading of any content on it, or on any website linked to it.

We assume no responsibility for the content of websites linked on our site. Such links should not be interpreted as endorsement by us of those linked websites. We will not be liable for any loss or damage that may arise from your use of them.

Viruses

We cannot guarantee that our site will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programs and platform in order to access our site. You should use your own virus protection software.

You must not misuse our site by knowingly introducing viruses, Trojan horses, worms, logic bombs or other material which is malicious or technologically harmful. You must not attempt to gain unauthorised access to our site, the server on which our site is stored or any server, computer or database connected to our site. You must not attack our site via a denial-of-service attack or a distributed denial-of service attack.

Linking to our site

You may link to our website, provided you do so in a way that is fair and legal and does not damage our reputation or take advantage of it.

You must not establish a link in such a way as to suggest any form of association, approval or endorsement on our part where none exists.

You must not establish a link to our site in any website that is not owned by you.

Our site must not be framed on any other site.

We reserve the right to withdraw linking permission without notice.

Third party links and resources in our site

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

Applicable law

The Terms will be governed by, and construed in accordance with, the laws of England and each party hereby submits to the exclusive jurisdiction of the courts of England and Wales.

Payments

All payments are in £GBP.

Refund policy

Should you need to cancel your plan, and do so within 30 days from the date of purchase, you will be entitled to a full refund of any monies paid to us in respect of your funeral.

Should you need to cancel your plan, and do so outside of the 30 day cooling-off period provided by Trust Funeral Plans, you will be entitled to a refund of any monies paid to us in respect of your funeral, less our cancellation charge of £387.

If your policy is cancelled by Trust, any payments made by you will be refunded. If more than 30 days have elapsed since the plan’s purchase date, a cancellation charge of £387 will be applied.

Refunds of policies after the death of a beneficiary are not provided if the plan is cancelled by a plan holder’s Next of Kin/representative. This is at Trust’s discretion.

If your funeral plan is cancelled by either you or Trust, you may be eligible to receive a sum as a refund of monies paid. Please refer to How Do I Cancel My Plan? For more information on our cancellation fee and procedure.

Please note that any mentions of an allowance increasing with CPI are specifically for cases in which the funeral takes place through Trust Funeral Plans. In any instance where your plan is cancelled or isn’t utilised, you will not receive any amount of CPI in any monies due to you in the form of a refund.

Contact us

You can email us with any questions, queries or complaints at admin@trustfuneralplans.co.uk